Consumer Debt Collection
An AI calling agent, an integrated dialer, and a compliance engine built around FDCPA and Regulation F — the operating system a real collection floor runs on.
The Unifying Intelligence
Collection Goat, Invoice Goat, Funding Goat, Rent Goat — different businesses, one shared AI core underneath. Switch modes and the whole platform reconfigures: branding, letter language, compliance rules, even how the AI talks about your accounts.
Meet Your AI Agent
Alex runs your outbound call campaigns — verifying identity, presenting resolution options, and negotiating settlements within limits you set. Every call respects the debtor's own time zone and your call-frequency limits automatically.
New — Legal Referral Network
Refer an account to outside counsel without losing visibility. Your attorney gets their own portal — case status, court dates, judgment tracking, and shared documents — automatically synced back to your agency.
Referral partners log into their own dashboard, see only their assigned cases, and update status directly.
One click generates a clean report — debtor info, balance, case status, and full note history — ready for court.
Agency and attorney share files back and forth through private, secure storage — no more email attachments.
Any letter in the system can go out as real, physical, USPS-mailed correspondence — no printer required.
Full Platform
Not a generic CRM with collection features bolted on. Built from the ground up by someone who ran a collection floor.
Runs outbound call campaigns within each debtor's own local hours and your call-frequency limits, automatically. Verifies identity, negotiates within a ceiling you set, and sends a secure payment link — it never collects card details itself.
Import any CSV format. AI maps columns automatically and loads thousands of accounts in minutes.
Refer accounts straight to outside counsel. Attorneys get their own portal — case status, documents, and downloadable legal reports, all shared live with your agency.
Send real, physical, USPS-mailed letters straight from the platform — no printer, no envelopes, no separate vendor to manage.
Click-to-dial, auto dialer campaigns, call recording. Your agents stay on the phone, not the keyboard.
Gamified leaderboards, real-time point systems, and automated contests that drive agent performance daily.
Live dashboards for owners. See every agent, every call, every collection happening right now.
6-tier certification from Rookie to GOAT. Quizzes, video modules, scripts, role play, and compliance training.
Demand letters, settlement offers, PIF confirmations generated by AI and sent from your verified domain instantly.
Post PIFs, PTPs, NSFs, and payment plans. Full payment history, spiff tracking, and remittance reports.
Clients see their own portfolio live, and can upload new placements themselves — no more emailing spreadsheets back and forth.
One AI that knows every account, every debtor, every agent — and speaks the correct language for whichever vertical you're running.
Training Academy
6-tier certification system from Rookie to GOAT. Video modules, scripts, role play, compliance training, and quizzes — all inside the platform.
Ready To Get Started?
Automate your operations, certify your agents, and run recovery across debt, invoices, lending defaults, or rent — all from one platform built by someone who has sat in the seat.